⇊ Free pdf ᠒ MONEY Master the Game: 7 Simple Steps to Financial Freedom download in english ↤ ePUB Author Tony Robbins ∀

⇊ Free pdf ᠒ MONEY Master the Game: 7 Simple Steps to Financial Freedom download in english ↤ ePUB Author Tony Robbins ∀ ⇊ Free pdf ᠒ MONEY Master the Game: 7 Simple Steps to Financial Freedom download in english ↤ ePUB Author Tony Robbins ∀ Money Master the Game CHAPTER 1.1 ITS YOUR MONEY ITS YOUR LIFE TAKE CONTROL Money is a good servant but a bad master SIR FRANCIS BACON Money Few words have the power to provoke such extreme human emotions A lot of us refuse to even talk about money Like religion, sex, or politics, the topic is taboo at the dinner table and often off limits in the workplace We might discuss wealth in polite company, but money is explicit Its raw Its garish Its intensely personal and highly charged It can make people feel guilty when they have itor ashamed when they dont But what does it really mean For some of us, money is vital and crucial but not paramount Its simply a tool, a source of power used in service of others and a life well lived Others are consumed with such a hunger for money that it destroys them and everyone around them Some are even willing to give up things that are far valuable to get it their health, their time, their family, their self worth, and, in some cases, even their integrity At its core, money is about power Weve all seen how money can have the power to create or the power to destroy It can fund a dream or start a war You can provide money as a gift or wield it as a weapon It can be used as an expression of your spirit, your creativity, your ideasor your frustration, your anger, your hate It can be used to influence governments and individuals Some marry for itand then find out its real price But we all know that on some level its an illusion Money isnt even gold or paper today, its zeros and ones in banking computers What is it Its like a shape shifter or a canvas, assuming whatever meaning or emotion we project on it In the end, money isnt what were after is it What were really after are the feelings, the emotions, we think money can create that feeling of empowerment, of freedom, of security, of helping those we love and those in need, of having a choice, and of feeling alive Money is certainly one of the ways we can turn the dreams we have into the reality we live But even if money is just a perceptionan abstract conceptit doesnt feel that way if you dont have enough of it And one thing is for sure you either use it, or it uses you You either master money, or, on some level, money masters you How you deal with money reflects how you deal with power Is it an affliction or a blessing A game or a burden When I was choosing the title of this book, a few people were actually outraged at the suggestion that money could be a game How could I use such a frivolous term for such a serious topic But, hey, lets get real As youll see in the pages to come, the best way to change your life is to find people whove already achieved what you want and then model their behavior Want to master your finances Find a financial master and imitate how he or she deals with money, and you will have found a pathway to power I can tell you right now, I have interviewed many of the wealthiest people in the world, and most of them do think of money as a game Why else would anyone work ten or 12 hours a day after theyve made billions of dollars And remember, not all games are frivolous Games are a reflection of life Some people sit on the sidelines, and some play to win How do you play I want to remind you, this is a game that you and your family cant afford to lose My promise to you is this if you will stay with me and follow the 7 Simple Steps in this bookthe steps that have been distilled from the worlds most successful financial playersyou and your family will win this game And you can win big But to win, you have to know the rules and learn the best strategies for success from those who have already mastered the game The good news is that you can save years of timeand in a few minutesby simply learning the pitfalls to avoid and the shortcuts to experiencing lasting success The financial industry often works to make this topic feel incredibly complex, but in reality, once you get past the jargon, its relatively simple This book is your opportunity to stop being the chess piece and become the chess player in the game of money I think youre going to be very surprised at how, with an insiders understanding, you can easily transform your financial life and enjoy the freedom you deserve So lets get to it Just imagine what life would be like if you had mastered this game already What if money didnt matter How would you feel if you didnt have to worry about going to an office every morning, or paying the bills, or funding your retirement What would it be like to live your life on your own terms What would it mean to know you had the opportunity to start your own business, or that you could afford to buy a home for your parents and send your kids to college, or have the freedom to travel the world How would you live your life if you could wake up each day knowing there was enough money coming in to cover not only your basic needs but also your goals and dreams The truth is, a lot of us would keep working, because thats the way were wired But wed do it from a place of joy and abundance Our work would continue, but the rat race would end Wed work because we want to, not because we have to Thats financial freedom But is it a pipe dream Is it really possible for the average person importantly, for youto make this dream a reality Whether you want to live like the 1% or just have the peace of mind from knowing that you wont outlive your savings, the truth is you can always find a way to make the money you need How The secret to wealth is simple Find a way to do for others than anyone else does Become valuable Do Give Be Serve And you will have the opportunity to earn whether you own the best food truck in Austin, Texas, or youre the top salesperson at your company or even the founder of Instagram But this book isnt just about adding valueits really about how to go from where you are today to where you truly want to be, whether thats financially secure, independent, or free Its about increasing the quality of your life today by developing the one fundamental skill that the vast majority of Americans have never developed the mastery of money In fact, 77% of Americansthree of every four peoplesay they have financial worries, but only 40% report having any kind of spending or investment plan One in three baby boomers have less than 1,000 saved Polls show that fewer than one in four trust the financial systemwith good reason And stock ownership has been hitting record lows, particularly among young people But the truth is, you dont earn your way to freedom As youll see later in this book, even multimillion dollar earners such as Godfather director Francis Ford Coppola, boxer Mike Tyson, and actress Kim Basinger lost it all because they didnt apply the fundamentals that youll soon be learning You have to be able to not only hold on to a portion of what you earn for your family, but, importantly, multiply what you earnmaking money while you sleep You have to make the shift from being a consumer in the economy to becoming an ownerand you do it by becoming an investor Actually, a lot of us are already investors Maybe you first got into the game when Grandma bought you a few shares of her favorite stock just for being born, or perhaps your employer auto enrolled you in the companys 401 k , or maybe you first became an investor when a friend told you to forget the Kindle and buy stock instead But is this enough If youre reading this now, my guess is that you know the answer no way I dont have to tell you its not your parents and grandparents investment world The plan used to be so simple go to college, get a job, work your butt off, and then maybe get a better job with a bigger corporation After that, the key was to find a way to add value, move up the ladder, invest in company stock, and retire with a pension Remember pensions A promise of a never ending income for life Theyve become relics You and I both know that world is over We live longer now on less money New technologies keep coming online, stoking a system that often seems designed to separate us from our money instead of helping us grow it As I write these words, interest rates on our savings hover near zero, while the markets rise and fall like corks on the ocean Meanwhile, were faced with a financial system of limitless choices and mind boggling complexity Today there are than 10,000 mutual funds, 1,400 different ETFs, and hundreds of global stock exchanges to choose from It seems like every day were pitched and complex investment instruments with an alphabet soup of acronyms CDOs, REITs, MBSs, MLPs, CDSs, CETFs WTF How about HFT Thats short for high frequency trading, where 50% to 70% of the tens of millions of trades that churn through the market each day are now generated by high speed machines What does that mean for you It takes only a half second, or about 500 milliseconds, to click your mouse to complete your E Trade order In that short time, the big boys with the supercomputers will have bought and sold thousands of shares of the same stock hundreds of times over, making microprofits with each transaction Michael Lewis, bestselling author of the HFT expos Flash Boys A Wall Street Revolt, told 60 Minutes, The United States stock market, the most iconic market in global capitalism, is rigged by a combination of the stock exchanges, the big Wall Street banks, and high frequency traders Theyre able to identify your desire to buy shares in Microsoft and buy them in front of you and sell them back to you at a higher price How fast are these guys One HFT firm spent a quarter of a billion dollars to straighten the fiber optic cables between Chicago and New York, reconstructing the landscape and literally terraforming the earth to shave 1.4 milliseconds off its transmission time But even thats not fast enough Some trades already take place in microsecondsthats a millionth of a second Soon HFT technology will allow these trades to happen in nanosecondsa billionth of a second Meanwhile, theyre laying cable on the ocean floor, and theres even talk of solar powered drones acting as microwave relay stations to connect exchanges in New York and London If all of this leaves you reeling, Im with you What are your chances of competing with flying robots trading at the speed of light Where do you turn to find a path through this high tech, high risk maze of choices An expert is an ordinary man away from home giving advice OSCAR WILDE The problem is, when it comes to money and investing , everybody has an opinion Everybodys got a tip Everybody has an answer But Ill give you a hint they rarely have one that will really help you Have you noticed how beliefs around money are like religion and politics Conversations can get intense and emotional Especially online, where people without any real knowledge or mastery will promote their own theories and criticize others strategies with such vehemence, even though they have no proven track record Its like a psychologist on Prozac telling you how you can have a fulfilled life Or an obese person telling you how to get thin and fit I tend to separate pundits into those who talk the talk and those who walk the walk I dont know about you, but Im sick and tired of hearing from all these experts who tell us what to do, but havent produced results in their own lives If you thought you were going to hear from another investment guru making crazy promises, you came to the wrong place Ill leave that to the financial entertainers who scream at you about buying the hottest stock, or implore you to save your money and put it in some mythical mutual fund You know the one, where they promise youll continuously compound your money with 12% annual growth They dole out advice that too often has no basis in reality, and often they dont even invest in the products they push Some of them might sincerely think theyre helping, but people can be sincere and be sincerely wrong I want you to know Im not one of those positive thinkers whos going to pump you up with a false view of the world I believe in intelligence You have to see things as they really are but not worse than they arethat view of life only gives you the excuse to do nothing You may know me as the smiling guy with the big teeth on TV, but Im not here to tell you to do a bunch of affirmationsIm the guy whos focused on helping you dig deep, solve real problems, and take your life to the next level For 38 years, Ive been obsessed with finding strategies and tools that can immediately change the quality of peoples lives I have proven their effectiveness by producing measurable results where others have failed So far Ive reached than 50 million people from 100 different countries through my books, videos, and audio programs, and another 4 million in live events What Ive known from the beginning is that success leaves clues People who succeed at the highest level are not lucky theyre doing something differently than everyone else does Im interested in those people those who have a relentless hunger to learn and grow and achieve Dont get me wrong Im not deluded Im aware there are very few people in the world who are fit and healthy and who sustain it Most people dont have decades of sustained love and passion in their intimate relationships, nor do they experience ongoing gratitude and joy There are very few people who maximize their business opportunities And there are even fewer who start with little or nothing and become financially free But a few do A few do have great relationships, great joy, great wealth, and endless gratitude I have studied the few who do versus the many who talk If you want to look for obstacles, whats wrong is always available But so is whats right I am a hunter of human excellence I seek out those individuals who break the norms and demonstrate to all of us whats really possible I learn what those few extraordinary individuals do thats different from everybody else, and then emulate them I find out what works, and then I clarify it, simplify it, and systematize it in a way to help people move forward Ever since the dark days of 2008, when the global financial system nearly melted down, Ive been obsessed with finding a way to help everyday people take control of their money and fight back against a system thats often been rigged against them The fix has been in for years, and it hasnt gotten a whole lot better with all those so called reforms on Capitol Hill In some areas, its gotten worse To find answers, I interviewed 50 of the most brilliant, influential players in the world of money In this book, you wont get talking heads, and you wont get my opinions, either Youll hear it straight from the masters of the game self made billionaires, Nobel laureates, and financial titans Heres just a sampling of a few of the masters of money that you will be learning from in the pages ahead John C Bogle, the 85 year old sage with 64 years of stock market history and the founder of the Vanguard Group, the number one mutual fund company in the world Ray Dalio, founder of the largest hedge fund on the planet, with 160 billion in assets David Swensen, one of the greatest institutional investors of all time, who grew Yale Universitys endowment from 1 billion to than 23.9 billion in less than two decades Kyle Bass, a man who turned 30 million in investments into 2 billion in two years during the subprime crisis Carl Icahn, who has outperformed Warren Buffett, the market, and virtually everyone else in the last one , five , and ten year cycles Mary Callahan Erdoes, whom many consider to be the most powerful woman in finance She oversees than 2.5 trillion as CEO of J.P Morgan Asset Management and Charles Schwab, who led a revolution to open up Wall Street to individual investors, and whose iconic company now has 2.38 trillion under management Ill put you in the room with these and many other superstars who get consistent results, decade after decade, in up markets and down, booms and busts Together we will uncover the core secrets to their investment success and see how to apply them even to the smallest amount of money And here is the key I wrote this book based on timeless wisdom of the most successful investors in the world After all, none of us knows which way the economy will be headed by the time youre reading this book Will there be inflation or deflation A bull market or a bear The idea is to know how to survive and thrive in any market condition These real experts will explain how Plus, theyll be opening their portfolios to show you the mix of investments that they rely on to weather every storm And theyll answer this question If you couldnt pass on any of your financial wealth to your children, but only a set of principles, what would they be That could be the greatest inheritance of all, and you dont have to be one of their kids to get it The secret of getting ahead is getting started MARK TWAIN Get ready, because together were about to go on a journey through 7 Simple Steps to financial security, independence and freedom Whether youre a millennial just starting out, a baby boomer facing retirement, or a sophisticated investor looking to keep your edge, this book will offer you a practical blueprint for setting and achieving your financial goals and help you break free from whatever limiting behaviors might be holding you back from true abundance Well explore the psychology of wealth, something Ive studied and taught for nearly four decades Well tackle the money mistakes people make, zeroing in on what keeps them from following through on their best laid plans And to make sure you get the results you desire, Ive gone to the best behavioral economists on earth to find solutions that really worksmall, simple adjustments that automatically trigger you to do what others need discipline to maintain strategies that can make the difference between retiring comfortably or dying broke Lets face it so many smart and accomplished people have put aside this area of money because it seems so complicated and overwhelming One of the first people I gave this manuscript to to review is a brilliant friend named Angela who has accomplished mastery in many areas of her lifebut never in the area of money She told me that people thought she was amazing because shed sailed 20,000 miles of ocean in some of the roughest seas on small sailboats But she knew she neglected her finances, and it embarrassed her It seemed so confusing, and I couldnt be competent I already felt defeated, so I gave up, even though its not in my nature But she found that by following the 7 Simple Steps in this book, she could finally get control of her finances, and it was easy and painless Gosh, I could save for my future just by cutting a few things that dont give me joy, she told me Once she started thinking about saving, she was able to set up an automatic investment account, and by chapter 2.8, she had already transformed her life A few days later, she came in to see me and said, I got my first ever brand new car I asked her, How did you do it She said, I began to realize that I was spending money on my old car for repairs and gas than it cost me to finance a brand new car You should have seen the look on her face when she pulled up in a shiny new pearlescent white Jeep Wrangler So I want you to know that this book is not just about how to have a comfortable retirement, but also about how to have the quality of life you desire and deserve today You can live life on your own terms while you simultaneously lock in your future quality of life as well The feeling of empowerment and inner strength and certainty that you experience when you master this area of your life will spill into everything else your career, your health, your emotions, and your relationships When you lack confidence about money, it unconsciously affects your confidence in other areas too But when you take charge of your finances, it empowers you and excites you to take on other challenges What holds us back from getting started on the road to financial freedom For a lot of us, like my friend Angela, its the feeling that were in over our heads Weve been taught to think, This is too complex or This is not my field Frankly, the system is designed to be confusing, so that youll give up control to the professionals who reap enormous fees by keeping you in the dark Youre going to learn in the chapters ahead how to prevent that from happening, and, most importantly, Im going to show you that investing your way to freedom isnt confusing at all One reason people succeed is that they have knowledge other people dont You pay your lawyer or your doctor for the knowledge and skills you dont have They also have their own special language that can at times keep them insulated from the rest of us For example, in the medical world, you might hear that 225,000 people have died iatrogenic deaths in the past year According to the Journal of the American Medical Association JAMA , its the third largest cause of death in the United States Iatrogenic Hows that for a hundred dollar word It sounds important, but what does it even mean Is it a rare tropical disease A genetic mutation No, iatrogenic actually refers to an inadvertent death caused by a doctor, or a hospital, or an incorrect or unnecessary medical procedure Why dont they just come out and say so Because it doesnt serve a medical institutions interests to put it in plain language a layperson can understand The financial world has its own jargon too, with special words for things that are really additional fees disguised in language that would make it impossible for you to realize it is taking much of your money than you would ever imagine I hope youll let me be your translator as well as your guide on this journey Together well break the code and cut through the complexity that keeps most of us feeling like outsiders in the world of finance Today there is so much information that even the most sophisticated investors can feel overloaded Especially when we realize whats being pushed on us often has nothing to do with our needs Say youre having some mild chest pains, and you Google the word heart What do you see Its not something about the heart attack you might want to deal with right now Instead, you get Heart, the music group that hasnt had a hit in 20 years How does that help you My plan is to serve you by becoming your personal financial search enginea smart search engine, one that will filter through all the superfluous, even harmful financial information out there to deliver simple, clear solutions Before you know it, youll be an insider too Youll learn why chasing returns never works, why nobody beats the market long term,1 and why the vast majority of financial experts dont have a legal responsibility to serve your best interests Crazy, right Youll learn why the returns advertised by mutual funds are not the returns you actually earn Youll find solutions that could add literally millions of dollars to your lifetime of investing returnsstatistical studies show that you can save between 150,000 and 450,000 just by reading and applying the principles of section 2 of this book Youll be putting money back in your own pocket, not the fee factories Youll also learn about a proven way of growing your money with 100% principal protection, and tax free to boot IRS approved This vehicle is finally available to individual investors like you And heres what truly sets this book apart I dont just tell you about investment strategies that the ultrawealthy have and that you cant afford or access Ive found ways to make them affordable and accessible for you Why should the privileged few be the only ones to tap into extraordinary opportunities Isnt it time that we level the playing field Remember, its your money, and its time for you to take control A moments insight is sometimes worth a lifes experience OLIVER WENDELL HOLMES, SR Before we go on, let me tell you what moved me to write this book If youve watched any of the coverage of my work over the years, or if youve read any of my previous books, you probably know my track record for creating massive and measurable changehelping people lose 30 to 300 pounds, turning around relationships that seem to be at their end, helping business owners grow their companies 30% to 130% in a year I also help people overcome enormous tragediesfrom couples whove lost a child, to soldiers coming back from Afghanistan with post traumatic stress disorder My passion is helping people create real breakthroughs in their relationships, their emotions, their health, their careers, and their finances For nearly four decades, Ive had the privilege of coaching people from every walk of life, including some of the most powerful men and women on the planet Ive worked with presidents of the United States as well as presidents of small businesses Ive coached and helped transform the performance of sports stars, from the early days with hockey great Wayne Gretzky to todays superstar Serena Williams Ive had the privilege to work with award winning actors with the coolness of Leonardo DiCaprio and the warmth of Hugh Jackman My work has touched the lives and performances of top entertainers from Aerosmith to Green Day, Usher to Pitbull to LL Cool J And billionaire business leaders as well, such as the casino magnate Steve Wynn and the internet wizard Marc Benioff In fact, Marc quit his job at Oracle and began building Salesforce.com after attending one of my Unleash the Power Within seminars in 1999 Today its a 6 billion enterprise and has been named the Worlds Most Innovative Company by Forbes magazine for the last four consecutive years So obviously my clients dont come to me for motivation They have plenty of that already What they get from me are strategies that help them hit the next level and keep them at the top of their game In the financial arena, since 1993 Ive had the honor to coach Paul Tudor Jones, one of the top ten financial traders in history Paul predicted the October 1987 Black Monday crashstill the largest single day US stock market decline by percentage ever While markets plummeted around the world and everyone else was losing his shirt, Paul as much as doubled his investors money in 1987 He did it again in 2008, bringing his investors nearly a 30% positive return while the market plummeted 50% My job working with Paul is to capture the principles that guide all his decisions Then I put them into a system that he uses daily and, most importantly, at critical times Im not a positive thinking coach Quite the opposite Im a prepare for anything coach Ive been in touch with Paul, tracking his trading every day through a roller coaster of market conditions From the tech bubble of the late 1990s to 9 11 From the growth in real estate and the collapse of the subprime market to the financial meltdown of 2008 Ive been there during the subsequent European debt crisis as well as the largest one day percentage crash in gold prices in three decades in 2013 In spite of the diversity of these financial challenges, in 28 full consecutive years, Paul has never had a single losing year Ive been working with Paul for the last 21 of those years He is truly unmatched in his ability to find the way to victory Ive had the privilege of being shoulder to shoulder with him while he made money consistently, no matter how volatile the market Through him, Ive learned about the real world of investing and how decisions are made in tough times than I could get from a hundred MBA courses Im also incredibly blessed to not only work with Paul during this time but also consider him one of my dearest friends What I love and respect about Paul is that he not only creates financial results for himself but also is one of the most extraordinary philanthropists in the world Over the years, Ive watched him grow the Robin Hood Foundation from the simple idea of harnessing the power of free markets to alleviate poverty in New York into what Fortune magazine has called one of the most innovative and influential philanthropic organizations of our time So far Robin Hood has distributed than 1.45 billion in grants and initiatives, changing millions of lives in the process Ive also learned my own lessons along the way, some through the pain of my own trials and errorswhich this book is designed to help you avoid as much as possible Ive earned my own scars on Wall Street I took a company public when I was 39 years old and watched my personal net worth soar to over 400 million in a few weeksand then plunge back to earth with the dot com crash of 2000 But that stock market correction was nothing compared with what weve all been through in recent years The meltdown of 200809 was the worst economic crisis since the Great Depression Do you remember how it felt when it looked like our financial world was coming to an end The Dow Jones Industrial Average plunged 50%, dragging down your 401 k with it The bottom fell out in real estate, and the price of your home may have plummeted by 40% or Millions of people lost the gains from a lifetime of hard work, and millions lost their jobs During those terrible months, I received phone calls from a greater variety of people needing help than ever before I heard from barbers and billionaires People would tell me they were losing their homes, their savings were gone, their children couldnt go to college It just killed me because I know what that feels like Ive worked hard and been blessed with financial success, but it wasnt always that way I grew up with four different fathers in Californias dusty San Gabriel Valley I can vividly remember, as a kid, not picking up the phone or answering the door because I knew who was thereit was the bill collector, and we had no money to pay him As a teenager, I was embarrassed to have to wear school clothes we bought for 25 cents at the thrift shop And kids can be pretty brutal when you are not hip Today the thrift store shopping would be a sign of coolnessgo figure And when I finally got my first car, a beat up 1960 Volkswagen bug, the car had no reverse, so I parked on a hill, and there was never enough money for gas Thankfully, I didnt buy the theory that this is just how life is I found a way to overcome my circumstances Because of my own experiences, I cant stand to see anybody suffer It makes me crazy And 2008 brought needless economic suffering than I had seen in my lifetime In the immediate aftermath of the stock market crash, everybody agreed that something had to be done to fix the system I kept waiting for those promised changes to happen, but years later it was still business as usual And the I learned about the roots of the financial crisis, the angrier I got My personal tipping point came after I watched an Academy Awardwinning documentary called Inside Job, narrated by Matt Damon, about the Wall Street gunslingers who took crazy risks with our money and nearly toppled the economy And their penalty We the taxpayers bailed them out, and somehow the same cast of characters was put in charge of the recovery By the end of the film, I was seething with frustration, but I converted my anger into a question What can I do This book was the answer There is no friend as loyal as a book ERNEST HEMINGWAY It wasnt an easy decision I havent written a major book in almost 20 years Last year, on average, I was on a plane once out of every four days traveling to than 15 countries I run a dozen companies and a nonprofit I have four children, an amazing wife, and a mission I love and live To say my life is full would be an understatement Both Unlimited Power and Awaken the Giant Within were international bestsellers, and that was enormously gratifying, but I havent felt compelled to write again until now Why I love live events I love the total immersion experience, the immediacy and flexibility of communicating with 5,000 to 10,000 people at a time, going deep and keeping their focused attention for 50 hours in a weekend And that in a day and age when most people wont sit for a three hour movie that someone spent 300 million to make I can remember vividly Oprah telling me that she couldnt stay for than two hoursand 12 hours later she was standing on a chair and shouting to the camera, This is one of the greatest experiences of my life Usher told me he loved my work, but certainly he wouldnt last through an entire weekend Just like Oprah, he ended up having the time of his life Fifty hours later he said to me, This is like going to one of the greatest concerts of my life I was writing notes like crazy, and you made me laugh my ass off My live event experience is filled with so much emotion, music, excitement, and profound insights that people are moved to take massive action They dont just think, they dont just feel, they change, they transform And my body language and my voice are essential to my style of teaching So, Ive got to confess, when I sit down to write words on a page, I feel like theres a gag over my mouth and one hand tied behind my back Heck, I found that I could reach than ten million people through one TED Talk alone So what made me change my mind The financial crisis caused tremendous pain, but it also made us reevaluate whats most important in our livesthings that have nothing to do with money It was a time to get back to basics, to the values that have sustained us through troubled times before For me, it made me remember the days when I was sleeping in my car homeless and searching for a way to change my life How did I do it Books They helped to establish me Ive always been a voracious reader as a young man, I decided I was going to read a book a day I figured leaders are readers I took a speed reading course I didnt quite read a book a day, but over seven years, I did read than 700 books to find the answers to help myself and others Books on psychology, time management, history, philosophy, physiology I wanted to know about anything that could immediately change the quality of my life and anyone elses But the books I read as a child made the deepest impression They were my ticket out of a world of pain a world with no compelling future They transported me to a realm of limitless possibilities I can remember Ralph Waldo Emersons essay on self reliance, and the lines There is a time in every mans education when he arrives at the conviction that envy is ignorance that imitation is suicide that he must take himself for better, for worse, as his portion Another was a book by the philosopher James Allen, As a Man Thinketh, echoing the biblical proverb As a man thinketh, so his heart will be It came to me at a time when my mind was a battlefield filled with fear He taught me that everything we create in our lives starts with thought I devoured biographies of great leaders, great thinkers, great doers, like Abraham Lincoln, Andrew Carnegie, John F Kennedy, and Viktor Frankl I realized that the great men and women of the world had experienced pain and suffering much greater than my own They werent just lucky, or even fortunate somehow there was something in them, an invisible force that would not let them settle for less than they could do, or be, or give I realized that biography is not destiny that my past was not equal to my future Another favorite was an American classic from 1937, Napoleon Hills Think and Grow Rich Hill spent two decades in the early 20th century interviewing 500 of the worlds most accomplished individuals, from Andrew Carnegie, to Henry Ford, to Theodore Roosevelt, to Thomas Edison, finding out what made them tick He discovered that they all shared a relentless focus on their goals, and a combination of burning desire, faith, and persistence to achieve them Hills message that ordinary people could overcome any obstacle to success gave hope to a generation of readers struggling through the Great Depression Think and Grow Rich became one of the bestselling books of all time Napoleon Hills quest has been an inspiration to me Like his classic, this book is modeled on seeking out the best of the best in the world, from Warren Buffett to Sir Richard Bransonand including the man that experts in the field have called the Edison of our day Ray Kurzweil, who invented the first digital music synthesizers, the first software to translate text into speech hes the man behind Siri on your iPhone He developed a device that allows the blind to walk the streets and read road signs and order from any menu Today Ray is head of engineering development for Google But I wanted to write a book that went beyond the psychology and science of achievement to come up with a real plan, with real tools that you could use to build a better future for yourself and your family It would be a handbook, a blueprint, an owners manual for the new economy As I began to reassociate to the power of a book, I thought, I need to put these answers in a form thats available to anyone And with todays technology, this book has a few great advantages to help push you along the way It has electronic segments where you can go online to see some of the men and women I interviewed and hear their words We have an app thats designed to trigger you to walk through the 7 Simple Steps so you dont just learn the ideas but follow through and get the financial freedom you truly deserve By the way, when I began this adventure, people told me I was crazy Many so called expertsand even friends warned me I was nuts to try to bring the complex world of finance to a wide audience Even my publisher begged me to write about anything else But I knew I could pull it off if I found the best voices to guide the way Most of the people Ive interviewed here do not give interviews, or if they do them, theyre extremely rare They might speak in Davos, Switzerland, at the World Economic Forum, or for the Council on Foreign Relations, but bringing their knowledge to the general population, in their voices, has never been done before Sharing their critical insights in a way that anyone could act on became the mission of this book Ive been honored to have great relationships with some of the most influential people in the world friends in high places who were willing to make a few calls on my behalf Before long I found doors opening to me, and I was getting access to the masters of the game Welcome to the jungle WELCOME TO THE JUNGLE, Guns N Roses So where do I start I decided to start with a person who most people have never even heard of, even though hes been called the Steve Jobs of investing But ask any of the worlds financial leaders, whether theyre the chairwoman of the Federal Reserve, the head of an investment bank, or the president of the United States, and they all know about Ray Dalio They read his weekly briefing Why Because governments call to ask him what to do, and he invests their money Same with pension funds and insurance companies Hes the founder of Bridgewater Associates, the worlds largest hedge fund, with 160 billion in assets under management AUM at a time when a large hedge fund might manage 15 billion It used to take a net worth of 5 billion and an initial 100 million investment just to get in the door But dont bother trying he wont take your moneyor anybody elsesat this point Ray Dalio came from an unlikely background, born in Queens, New York, to a jazz musician father and a homemaker mother He started as a caddy who picked up his first stock tips at the local golf course Now hes worth about 14 billion and is the 31st richest man in the United States How did he do it I had to find out Heres a man whose Pure Alpha fund, according to Barrons, has lost money only three times in 20 years, and in 2010 he produced 40% returns for his key clients Over the life of the fund since launching in 1991 , hes produced a 21% compounded annual return before fees If theres anyone I wanted to ask, Can the average investor still make money in this crazy, volatile market it was Ray So when he told me, Theres no question you can still win, I was all ears How about you Its not that easy to get access to Ray Dalio But as it turns out, Ray already knew who I was, and he was a fan of my work One afternoon I sat down with him in his surprisingly modest house on a wooded island off the Connecticut coast He got right to the point, telling me that individual investors like you can winbut only if you dont try to beat the pros at their own game What they gotta know, Tony, is you can win, he said But you cant do it by trying to beat the system You dont want to try I have fifteen hundred employees and forty years of experience, and its a tough game for me This is poker with the best poker players on earth Ray is 65 years old, speaks with a soft New York accent, and uses his hands like a conductor when he talks He reminded me that poker, like playing the markets, is a zero sum game For every winner, there has to be a loser As soon as youre in that game, youre not just playing poker against the guys across the table Its a world game, and only a small percentage of people make real money in it They make a lot They may take money away from those who are not as good at the game, he said So I would say to your investors, the average guy you dont want to be in that game I asked Ray, If youre telling people they cant compete in this game, should they be thinking twice about letting someone else play for them What about the brokers and mutual fund managers who say they can get you better returns You think youre going to a doctor, but theyre not doctors, he told me Were trained to throw our total faith into doctors and do whatever they tell us without thinking, hoping they have all the answers But Ray Dalio says that typical money managers are not going to help you win because they dont have the skills or resources to play in the big game, either If they did, you wouldnt have access to them The Olympics is easy compared with what we do, Ray continued This is competitive You can go to your broker dealer, and you think you have to say, Is that a smart guy He might be smart He might care about you But youve got to ask, How many gold medals has he won You have to be very, very careful, because there are so many people whod give you advice, but they have to be good enough to be able to take it away from the best in the game So whats the answer Instead of trying to compete, youve gotta learn there is a passive way to win Theres a way to not put all your eggs in one basket Its a system to protect yourself against all downsides, because the best investors know theyre going to be wrong, no matter how smart they are Wait a second Ray Dalio, who gets a compounded return of 21%, can still be wrong Thats right, Tony, Im gonna be wrong, he said Were all gonna be wrong So we gotta set up a system that protects us from that So, at the end of nearly three hours together, it was time for the big question Ray, what is that system And Ray said to me, Tony, the last time I took money, you had to have a five billion dollar net worth to get access to my knowledge and the minimum investment was one hundred million Its really complex, and it changes a lot I said, Cmon, Ray You just told me that nobody new can get access to you anyway I know how much you care about people If you couldnt pass on your money to your children, and you could pass on only a set of principles or a portfolioa system that will allow them to make money in good times and bad like you havetell me what that would look like for the average investor We went back and forth a bit, and in the end, guess what He walked me through the sample ideal portfolio, the exact investment mix that would help you maximize returns with the least amount of downside volatility in any market Whats a portfolio If youre not familiar with the term, its just a collection of diverse investments that you put together to try to maximize your financial returns Ray revealed a simple system of what to invest in and in what percentages and amounts And when we looked back in history, we found that by using his strategy, you would have made money 85% of the time over the last 30 years 1984 through 2013 Thats only four losing years in the last 30 years 1984 through 2013 with a maximum loss of 3.93% in a year and an average negative year of just 1.9% And one of those four down years was just 0.03%, which most would chalk up to a breakeven In 2008 you would have been down just 3.93% when the rest of the market lost 51% from peak to trough all by just doing what Ray has shared with us The plan he shared here has averaged a return of just under 10% per year net of fees , and its an investment plan that you can easily set up for yourself And its only one of the systems from the worlds greatest investors that youll learn when you get to section 6, Invest Like the.001% The Billionaires Playbook Now, I know you want to jump ahead right now and look up the portfolio, but I want to remind you, there are 7 Simple Steps you have to follow to make this work If you havent figured out where youre going to get the money to invest, you havent figured out what your goals are, and you dont know what the rules of the game are, then access to the best portfolio in the world will be worthless So stay with me, and lets stay in sequence Theres a method to my madness How valuable is that information from Ray Dalio If others have to have 5 billion to get access, and it cost you only the price of this book, then its not a bad return on investment As exciting as it was to learn his investment system, what I found most interesting about Ray is how he looks at the world He sees it as a jungle, and his life as a constant, exhilarating battle The way I look at life, Tony, we all have something we want, something that represents a greater quality of life But to get there, you have to go through a jungle filled with challenge If you pass through it, you get to the life you desire Its like Im on one side of the jungle, he told me And you could have a terrific job, a terrific life if you can cross that jungle But there are all of these dangerous things and they can all kill you So, do you stay on one side and have a safe life, or do you go into the jungle How do you approach that problem Ray goes into the jungle with very smart and trusted friends by his side, always asking, What dont I know This is the key thing, he said What has been very successful for me through my whole life is to not be arrogant about knowing, but to embrace the fact that I have weaknesses that I dont know a lot about this, that, and the other thing The you learn, the you realize you dont know Is that ever the truth And I was a living example I went into this book thinking I knew what I was doing After all, Id had decades of experience But during my four year quest to meet the best investors on earth, Ive been humbled over and over again by how much I didnt know And I found that unlike the talking heads who claim to have all the answers, the best are essentially humble Like Ray Dalio, theyll tell you what they think and then admit they could be wrong Riches are not an end of life, but an instrument of life HENRY WARD BEECHER As my journey continued, I found my mission was evolving At each stop along the way, I was discovering tools, opportunities, and investment products available to ultrawealthy people that the average person never hears about And ironically, some of the best ones have very little risk, or they have limited risk with what they call asymmetric risk rewardwhich means the investors get a big upside potential for very little downside exposure And thats what the smart money lives for It was exciting for me to find out about these opportunities and take advantage of some of them, because at this stage of my life, Im old enough, fortunate enough, and well off enough financially to have those choices But my sons and my daughter dont, and some of my dearest friends dont, and, most important, likely neither do you unless youve got tens of millions stashed away and youre just reading this to see where Ray Dalio puts his money So I changed from being just a passive information gatherer in the world of investing to becoming a passionate advocate for my friends and readers I wasnt just going to tell you about something that wealthy people get to do I wanted to open up these opportunities for everyone So I looked for companies that have focused exclusively on the ultrawealthy and then worked to convince them to create new opportunities for investors at any economic level or any age level Ive worked to highlight their services, and in some cases, Ive gone all in and partnered with them to help create new products that will be available to you for the first time But what Im most proud of is that Ive persuaded many of them to open up their services for people who are not wealthyfor free You will learn how to access a complimentary online platform called Portfolio CheckUp www.PortfolioCheckUp.com that will allow you to test drive your broker and see if youre truly overpaying for underperformance Im hoping this could be the beginning of a sea change in the world of personal finance, a real leveling of the playing field for the first time Why in the world do they do this First, its the right thing to do People need to know what they are truly paying for Second, they know that people with lots of money didnt always start out with lots of money Its the secret to wealth, remember Do for others than anybody else does And if they do this for you at this stage of your life, theyre betting you wont forget them in the future Youll become a raving fan and a loyal client forever Thats financial synergy An opportunity to create the elusive win win that rarely shows up in the world of Wall Street Kindness in words creates confidence Kindness in thinking creates profoundness Kindness in giving creates love LAO TZU One of the great gifts of mastering the game is not only being able to win but to have enough to make a difference for others No matter how difficult our situation may be, there are always people who are suffering When someone creates wealth, its his or her privilege, and, I believe, his or her responsibility, to give back to those who are just beginning the journey or those who have experienced tragedies that have knocked them off the path As I will share with you later, my family was the recipient of a simple act of kindness when we literally had no food, and that changed my entire perspective on people and life It helped shape who I am today So for decades I have worked to give back by feeding than 2 million people a year through my Anthony Robbins Foundation, and for the last few years, my wife and I have personally matched all their contributions Today Im proud to say that a kid who started with no food personally helps 4 million people a year to feel cared for and fed In total, over 38 years, Ive had the honor to feed 42 million people I want to use this book as a vehicle to help you develop enough wealthboth physical and emotionalso that you can be a force for good through your economic contributions as well as your time I will tell you, though, if you wont give a dime out of a dollar, you wont give 1 million out of 10 million The time to give is now When I had nothing, I began this process The reward is that if you give, even at the times when you think you have very little, youll teach your brain that there is than enough You can leave scarcity behind and move toward a world of abundance So Id like to get you started on this path As you read this book, know that you are not only helping yourself create a new financial future, but you are helping those 17 million American families who face hunger every day.2 How I decided to do in one year than I have in my entire lifetime In the name of my readers, at the time of the first publication, I committed to providing 50 million meals to the men, women, and children in this country who suffer from hunger I am proud to say that we exceeded our goal and provided 100 million meals in the first year alone It opened to mind to whats really possible and I am now financially committed to providing a quarter billion meals by the end of 2016 with the ultimate goal of 1 billion meals over the first decade since the original publication date Youd be surprised who these people are that are in such great need Yes, some have been scarred by memories of serving in war and some are mentally or physically challenged But millions are people just like you and me, who had a normal life and then the loss of a job, a health problem, or a family loss pushed them over the edge to where they could not meet their financial obligations Most Americans are only a few lost paychecks away from insolvency So together lets reach out to help As I was writing this book, Congress slashed 8.7 billion from the food stamp budget I witnessed firsthand the devastating impact this had on the volunteers and nonprofit organizations that work in the fight against hunger Thats why I put up 50 million meals, and Im using my influence to get matching funds so that we can provide 100 million meals to feed the hungry Youre welcome to join in and help, but know this because you bought the book, the one you are holding in your hand or reading on your iPad, youre personally feeding 50 people My hope is that by the end of this book, youll be inspired to make a small direct donation on your own as well I have information in the last chapter on how you can use your spare change to help change the world There are so many simple and enjoyable ways in which you can give and create a legacy you can feel truly proud of Whew, this has been quite a full chapter I know its a lot, but hopefully it doesnt feel long Do I have you hooked on whats really possible for your life now Can you imagine what it will feel like to take yourself from where you are today to where you really want to be What would it be like to have your experience of money no longer be a source of stress but rather a feeling of excitement and pride I promise you the feelings you will have as you conquer this area of your life will create a new momentum not only with financial success but also in other areas of life that matter even Are you ready One final note, if youve read this far, I want to compliment you because, unfortunately, youre in the top 10% of people who buy a nonfiction book Thats right statistics show that fewer than 10% of people who buy a book ever read past the first chapter How insane is that I wrote this book to be simple but also to give you the opportunity to go deepto master the game, to arm you with the skills to master your financial world once and for all Its not meant to be a little red book of investing So I want to invite you now, and challenge you, to commit to take the full journey with me through these pages I promise you the rewards you will reap will last for decades to come So turn the page and let me first give you a quick overview of what it will take to have an income for lifea paycheck that gives you the life you have or the lifestyle you desire without ever having to work again Once you achieve this, you will work only if and because you want to Lets grab an outline of the road ahead and discover the 7 Simple Steps to Financial Freedom 1 Except for a few unicorns, a tiny and exclusive group of financial wizards that the general population does not have access to, but Ill introduce you to in the chapters ahead 2 Feedingamerica.orgIn his first book in two decades, Anthony Robbins turns to the topic that vexes us all How to secure financial freedom for ourselves and for our families If there were a Pulitzer Prize for investment books, this one would win, hands down Forbes.com.Tony Robbins is one of the most revered writers and thinkers of our time People from all over the worldfrom the disadvantaged to the well heeled, from twenty somethings to retireescredit him for giving them the inspiration and the tools for transforming their lives From diet and fitness, to business and leadership, to relationships and self respect, Tony Robbinss books have changed people in profound and lasting ways Now, for the first time, he has assembled an invaluable distillation of just about every good personal finance idea of the last forty years The New York Times Based on extensive research and interviews with some of the most legendary investors at work today John Bogle, Warren Buffett, Paul Tudor Jones, Ray Dalio, Carl Icahn, and many others , Tony Robbins has created a 7 step blueprint for securing financial freedom With advice about taking control of your financial decisions, to setting up a savings and investing plan, to destroying myths about what it takes to save and invest, to setting up a lifetime income plan, the book brims with advice and practices for making the financial game not only winnablebut providing financial freedom for the rest of your life Put MONEY on your short list of new books to readIts that good Marketwatch.com. MONEY Master the Game Simple Steps to Financial Freedom MONEY Kindle edition by Tony Robbins Download it once and read on your device, PC, phones or tablets Use features like bookmarks, note taking highlighting while reading Money Robbins Each of us have wished we could master money matters stop worrying about financial security forever Review Worthy Hype I just finished latest book from Robbins, It s a long title for book, but also large almost pages in length This is first over years, so was excited The Money Masters, YouTube Sep , Good morning, m still reporting The Masters After at last our documentary, arrives this channel Goodreads Jan page Which received chpter as FREE download Smiley my review, which opinion all own To be honest got bored after mean there are what others saying good servant bad SIR FRANCIS BACON Few words power provoke such extreme human emotions A lot refuse even talk Like religion, sex, politics, topic taboo dinner table often off limits Summary Four Minute Books February October niklasgoeke Personal Finance Sentence holds simple steps freedom, based advice world best billionaire investors, interviewed Masters far most complete production subject that seen We pleased endorse Special thanks efforts important face Robert Carroll, Humane World Community, Inc Outstanding Math Fun Maths Resources How handling skills fast can you give change Instructions Drag onto surface New Version Rewritten JavaScript Or use Flash able handle You need people correct amount when buy something Audiobook millions been waiting PLEASE NOTE When purchase title, accompanying reference material will available My Library section along with audio money game eBay See Fashion Magazine Back Issues Bimonthly Personalized Feedback Leave feedback eBay search experience opens new window tab Listen Matters claims teach seven take achieve independence massive TONY BESTSELLING AUTHOR MASTER THE GAME SIMPLE STEPS TO FINANCIAL FREEDOM SECRETS FROM WORLDS GREATEST MINDS gold mine moneymaking information Internet Marketing Strategies Program includes interviews between leading internet marketers Learn adopt these techniques strategies, join next generationTony Official Website nation top life business strategist Embrace coaching sessions authority leadership psychology today Wikipedia Anthony Jai born J Mahavoric an American author, entrepreneur, philanthropist coach known his infomercials, seminars, self help books including Unlimited Power Awaken Giant Within founder several companies earn approximately billion annual sales In he listed catalyst success He creates minutes, normally couldn t accomplished years TonyRobbins Twitter Need finding perfect gift Give loved ones bring them term growth fulfillment, rather than short pleasure Home Facebook ,, likes talking Online Store products offer some motivation programs If seeking personal development, Is Major Jerk And Other Reasons Should May approach nothing successful cult leaders, revivalists, revolutionaries, gurus history using ages Seminars Business Events Experience live Fulfill development motivational seminar Check out location dates events coming soon near empowerment person Biography Affair, Married, Wife, Ethnicity Who speaker, businessman, author famous books, innovatively designed Unleash Why do discusses invisible forces make high fives Al Gore front row TEDTalks daily video podcast talks performances MONEY Master the Game: 7 Simple Steps to Financial Freedom

    • Format Kindle
    • 688 pages
    • 1476757860
    • MONEY Master the Game: 7 Simple Steps to Financial Freedom
    • Tony Robbins
    • Anglais
    • 2017-09-11T07:58+02:00